1. Acceptance of Terms
By accessing or using the Cindergrove Mind & Money website, platform, or any courses, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
2. Acceptable Use
You agree to use the platform solely for personal or professional development in financial psychology. You must not share course materials, resell access, post harmful content, or attempt to reverse-engineer any part of our systems. Violations may result in immediate account termination.
3. Purchase Terms
All course purchases are final once access is granted. Prices are listed in USD and may change without notice. You must be at least 18 years old to purchase courses. We reserve the right to refuse service or cancel orders at our discretion.
4. Refund Policy
Refunds are available within 14 days of purchase if you have not yet accessed the majority of course content. Contact us at [email protected] to request a refund. No refunds after the 14-day period or once significant progress is made.
5. Disclaimers
Our courses provide educational content only and do not constitute financial, legal, or psychological advice. Results vary by individual. We make no guarantees of financial outcomes or career advancement from using our materials.
6. Limitation of Liability
To the fullest extent permitted by law, Cindergrove Mind & Money, its owners, and affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or courses, including loss of data or lost profits.
7. Intellectual Property
All course content, videos, worksheets, and branding are the exclusive property of Cindergrove Mind & Money. You receive a limited, non-transferable license for personal use only.
8. Modifications
We may update these Terms at any time. Continued use after changes constitutes acceptance of the revised Terms. Check this page periodically for updates.