1. Introduction
Cindergrove Mind & Money ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you access our evidence-based financial psychology courses, website, and related services.
2. Information We Collect
We collect information you provide directly, such as your name, email address, billing details, and course progress. We also automatically collect browsing data, device identifiers, and interaction metrics through cookies and analytics tools. Third-party payment processors may receive billing information necessary to complete transactions.
3. How We Use Your Data
Your information is used to deliver and personalize courses, process enrollments, send educational updates, and improve our platform. We may also use anonymized data for research into financial decision-making behaviors. We never sell your personal data.
4. Cookies and Tracking Technologies
We employ essential cookies for site functionality and optional analytics cookies to understand user engagement. You can manage preferences via your browser settings or our cookie banner. Disabling cookies may affect course features.
5. Data Sharing and Disclosure
We share data only with trusted service providers (hosting, email delivery, payment processing) under strict confidentiality agreements. Legal requests or corporate mergers may also require limited disclosure. All partners adhere to equivalent data protection standards.
6. Your Rights and Choices
You may access, correct, or delete your personal data at any time by contacting us. You also have the right to withdraw consent, request data portability, or lodge complaints with relevant supervisory authorities. California residents may exercise additional CCPA rights.
7. Data Security and Retention
We implement industry-standard encryption, access controls, and regular audits. Personal data is retained only as long as necessary to provide services and comply with legal obligations, after which it is securely deleted.
8. International Transfers
If you access our services from outside the United States, your data may be transferred to and processed in the United States. We ensure appropriate safeguards are in place under applicable data protection laws.
9. Updates to This Policy
We may update this Privacy Policy periodically. Material changes will be posted on this page with a revised effective date. Continued use of our services after changes constitutes acceptance.
10. Contact Us
If you have questions or requests regarding this policy, please reach out to [email protected] or call +1 (415) 915-2048.